ALIMONY

IN

THE CALIFORNIA DIVORCE


CONTENTS OF THE CALIFORNIA DIVORCE COURSE (LITE EDITION)
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CONTENTS OF THE CALIFORNIA DIVORCE COURSE (FULL EDITION)


TOPICS IN THIS CHAPTER

DOES CALIFORNIA AWARD ALIMONY PAYMENTS? 

MY SPOUSE AND I HAVE ONLY BEEN MARRIED A SHORT WHILE - AM I GOING TO HAVE TO PAY ALIMONY?
 

WHAT ARE SOME OF THE FACTORS THAT A JUDGE WILL LOOK AT IN ORDERING ALIMONY?

WHAT ABOUT A CASE WHERE NO ONE'S DONE ANYTHING WRONG - WHERE THE TWO PEOPLE HAVE JUST FALLEN OUT OF LOVE?

CAN A MAN GET ALIMONY, TOO?

WILL THE JUDGE ORDER ALIMONY IF NEITHER ONE OF US WANTS IT?

WHAT IF THE HUSBAND AND WIFE ARE BOTH MAKING A GOOD LIVING? WILL THE JUDGE STILL ORDER ALIMONY?

WHAT ARE THE TAX IMPLICATIONS OF PAYING ALIMONY?

 

DO I HAVE TO PAY ALIMONY IN CASH OR CAN I SUBSTITUTE SOMETHING FOR A STRAIGHT PAYMENT?

DOES ALIMONY EVER END BEFORE THE COURT ORDERED PERIOD?

IF I'M ORDERED TO PAY ALIMONY, WILL MY WAGES BE GARNISHED?

HOW DO WE FIGURE OUT WHAT THE ALIMONY SHOULD BE IN DOLLARS AND CENTS?

WHAT IF I DON'T WANT ALIMONY TO BEGIN WITH, BUT FIND OUT I NEED IT LATER?

CAN I STAY ON MY SPOUSE'S HEALTH INSURANCE AS PART OF THE ALIMONY?

WHAT IF I FIND OUT I CAN'T AFFORD TO PAY THAT AMOUNT OF ALIMONY IN THE FUTURE?

IF MY SPOUSE STARTS LIVING WITH SOMEONE ELSE AFTER THE DIVORCE, DOES THE SUPPORT GO ON?

WHAT DOES SPOUSAL ABUSE HAVE TO DO WITH ALIMONY?

A CLOSER LOOK AT ALIMONY


SPOUSAL SUPPORT BEFORE AND AFTER THE DIVORCE

THE TIME FACTOR IN CALIFORNIA ALIMONY

THE MARITAL SETTLEMENT AGREEMENT VERSUS THE JUDGE DECIDING

 


DOES CALIFORNIA AWARD ALIMONY PAYMENTS?

Is the Pope Catholic? You bet it does. California's even famous for some of the insane alimony awards that have been issued. Keep in mind, though, that those are just a few of the worst, and they usually involve millionaires, not us common folk. You're not necessarily going to get stuck on the alimony issue in a California divorce.

 

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MY SPOUSE AND I HAVE ONLY BEEN MARRIED A SHORT WHILE - AM I GOING TO HAVE TO PAY ALIMONY?

 

Theoretically, that could happen. It's not likely, though. The general rule in California is that the longer the marriage, the more likely you are to pay alimony. In marriages of less than ten years, the Judge can apply the half-span rule. That is, alimony is normally ordered for half of the period of the marriage. If you've been married for ten years, you may be ordered to pay alimony for five. If you've been married for 5 years, you may be ordered to pay it for two and one half, and so on.

"The Family Code also specifically states that where the party possesses sufficient resources or income to be self supporting, that spousal support shall not be ordered.  Obviously, that's more likely to be the case in marriages of shorter duration.  If you've only been in the marriage for a short period of time, it's not likely that you've lost the job skills you need to earn a living." - Kevin M., Attorney at Law

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WHAT ARE SOME OF THE FACTORS THAT A JUDGE WILL LOOK AT IN ORDERING ALIMONY?

 

Probably the number one factor is going to be the ability of the spouse to support his or her self. It says in the Family Code that the objective of the State of California is to see that every person is self-supporting, so alimony is seen - ideally - as a temporary fix for someone who's being divorced and can't make a living. Look, here's the classic case for alimony. A man and a woman get married when they're very young. She drops out of college and works so that he can get his degrees. Then she gets pregnant and rears his children. Then he gets a burr under his saddle and decides he just has to get a red sports car and shack up with his twenty year old secretary. In that kind of a case you've got nearly ALL of the classic factors.

- The wife has given up a great deal for the marriage and contributed greatly to the man's financial well-being.

-The wife has no job skills, because she's spent her adult life rearing the children.

- It a marriage of long duration.

- The man's caused the marital breakup, and, as a result of that, the woman's going to be out on her ear with no job and no skills.

"Yeah, that kind of a guy is going to get hit hard.  You pay dearly for those mid-life crises." - Pete K., Attorney at Law

 

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WHAT ABOUT A CASE WHERE NO ONE'S DONE ANYTHING WRONG - WHERE THE TWO PEOPLE HAVE JUST FALLEN OUT OF LOVE?

 

You can still end up paying alimony. Remember, the major goal is for both parties to be able to support themselves. If one party is making a good living and the other party has no job skills, the Judge may very well order alimony for a period of time. The idea is that it gives the party with no skills a chance to go back to school and get a vocation.

"In some cases, the judge will actually order that the person be examined by a vocational counselor, so that he's got an accurate fix on just what job skills he or she has, and what kind of training they may need.  That seques with the judge having to determine just what the marital life-style was, and how much income is needed to maintain it." - James T., Attorney at Law

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CAN A MAN GET ALIMONY, TOO?

 

Yes, he can. You still don't see it very much, but it's very possible. Particularly in a state that's as liberal as California, you do have cases where the man has been the house-husband. He stays home and takes care of the kids and the wife pursues a career. That scenario is still rare, but it's happening more and more. In a case where the women has good income and the man doesn't, he can ask for alimony and it should be awarded, according to the state code.

"I've had a couple of cases where the man asked for alimony.  Both of them involved couples who were in the computer industry.  That's such a volatile industry that you can be making a fortune one month and unemployed the next.  In both of these cases the men had been laid off and the women hadn't, so they genuinely needed the support for a short period of time."  Martha T. - Attorney at Law

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WILL THE JUDGE ORDER ALIMONY IF NEITHER ONE OF US WANTS IT?

 

No, both parties can waive the award of alimony. Actually, you've got a couple of choices on that. You can waive it forever, or you can waive it, but reserve the right to ask for it later, if it turns out that you can't make a living.

"In the marriages of longer duration - over 10 years - the court will retain jurisdiction over the issue of spousal support.  You can waive the support in your marital settlement agreement, but the court can modify that at a future time and place."  -Antonio B., Attorney at Law

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WHAT IF THE HUSBAND AND WIFE ARE BOTH MAKING A GOOD LIVING? WILL THE JUDGE STILL ORDER ALIMONY?

 

Not necessarily, but it can happen. Remember, the spouses are supposed to be able to maintain a life style that's roughly equivalent to the one they had when they were married. So, if you were able to live in a house when you were married and you can only afford an apartment as a result of the divorce, you could ask for alimony. That's exactly where you see some of the insane alimony awards in California. Movie stars who insist that they need three hundred thousand a month for clothes, because that's what they had when they were married. And it happens.

"The court can deny support if the other party has sufficient income or a sufficient separate estate to provide for an adequate living.  Where people get into it with each other is arguing about what's adequate.  I've seen men who think a one bedroom apartment is adequate for their ex-wives when they've been living in a 3800 square foot house."  - Don W. , Attorney at Law

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WHAT ARE THE TAX IMPLICATIONS OF PAYING ALIMONY?

 

The person paying the alimony get the tax deduction and the person receiving it has to pay taxes on it.

 

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DO I HAVE TO PAY ALIMONY IN CASH OR CAN I SUBSTITUTE SOMETHING FOR A STRAIGHT PAYMENT?

In most instances you will be ordered to make monthly payments to your spouse.  Some people make other arrangements in their marital settlement agreements to lessen the amount of monthly payments.


"Oh, there's a lot of wiggle room there. You and your spouse can negotiate it all over the place. You can allow her or him to live in the house, and reduce your payment the amount of the mortgage. That way you're still building equity. Or you can make a straight buy-out. 'Honey, I'll give you $20,000 to go away.' Alot of times, people just take the money and run. Or you can agree to pay college tuition or vocational school fees. That reduces your payment and it speeds up the time that he or she will be able to earn a living.

One cautionary note, though. If you're ordered to make monthly payments, always make them. Don't go off on your own and try to substitute groceries or gas for a court ordered payment. You can end up in jail for contempt if you do that."  Martha T., Attorney at Law


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DOES ALIMONY EVER END BEFORE THE COURT ORDERED PERIOD

 

Yep. If your or your spouse dies. If the person receiving the alimony remarries, or openly cohabits with another person,you can go back in to court. If it's obvious that the spouse receiving the alimony is making no effort at all to make a living or learn a trade.There are a few factors a Judge will take into account in modifying a spousal support order.

"In some instances, the judge will order that the person paying the support has to insure that it will go on after his or her death.  They'll have to set up a trust fund or an annuity, so that the supported spouse will continue to be taken care of in the case of an untimely demise. 
- Dan E. ,Attorney at Law

 

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IF I'M ORDERED TO PAY ALIMONY, WILL MY WAGES BE GARNISHED?

 

California law says that an order for withholding income will be issued in every case where spousal support is ordered.

"You can ask for that to be waived in a marital settlement agreement.  If there's a problem down the road you can go back in and have it issued at a later date." - Martha T. Attorney at Law

 

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HOW DO WE FIGURE OUT WHAT THE ALIMONY SHOULD BE IN DOLLARS AND CENTS?

There's no statutory guide line on that, but there is a rule of thumb that most counties will apply.  The formula is to take the income of the person who's paying support, deduct any child support from it, and then figure 40%.  THEN you deduct from that 50% of the supported spouses' net income, excepting income that goes to child support.


"Suppose you're making $6,000. 00 a month and you're not paying any child support.  So you take 40 % of that and that gives you $2,400.00.  Now, your spouse is only making $2,000.00 a month.  So, you take 50% of that and deduct it from your $2,400.00 and that's $1,400.00 a month is support payments.  It just gives you a ball park figure for what you'll be working with." - Pete K., Attorney at Law

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WHAT IF I DON'T WANT ALIMONY TO BEGIN WITH, BUT FIND OUT I NEED IT LATER?

When the divorce is granted you can ask the court to, "retain jurisdiction," over the alimony, or you can agree that the court's jurisdiction can be terminated forever.  If you ask the court to retain jurisdiction, you can go back into court later and ask for alimony.  That way, if it turns out that you aren't able to make it on your own initially, you've still got some options. 


"I had a client who'd been into graphic design before she got married, and she was making pretty good money.  She figured she'd be able to make it on her own, with no problem, so she didn't ask for support.  Well, guess what - after nine years out of the business, there were computer programs that she had no skills with and she couldn't get hired to save her life.  We went back in and asked for support and she was able to attend a community college for a couple of years and get caught up on her skills." - Helene G., Attorney at Law

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CAN I STAY ON MY SPOUSE'S HEALTH INSURANCE AS PART OF THE ALIMONY?

You're also allowed to stay on the insurance for up to three years after the divorce under the provisions of a federal law called COBRA.  Only in that case, you have to pay the premiums yourself.  Mostly that's used if the person has some sort of a pre-existing physical problem that would make it difficult for them to get their own health insurance.  If you choose that option, you've got to send written notice to the health insurance provider within sixty days of the Judgment of Dissolution being entered.


"You can, of course, incorporate that in a marital settlement agreement.  Some couples do that and reduce the amount of monthly support to compensate for it.  Of all of the worries after a divorce, health insurance can be a major topic of concern." - Martha T., Attorney at Law


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WHAT IF I FIND OUT I CAN'T AFFORD TO PAY THAT AMOUNT OF ALIMONY IN THE FUTURE?


You can always go back in and ask for a modification of the Judgment.  It would have to be based on real changes in circumstances, though.  In other words, if you had an accident and were unable to work full time, or if you were simply unable to obtain employment that was on a par with what you'd had at the time of the divorce.  You have to really show good faith effort, though.  If the Judge thinks that you're intentionally under-employed, he won't change it.

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IF MY SPOUSE STARTS LIVING WITH SOMEONE ELSE AFTER THE DIVORCE, DOES THE SUPPORT GO ON?


There is a, "rebuttable presumption," that if your spouse starts cohabiting with someone else, there is a decreased need for support.  What that means is that you can presume that they've pooled their incomes, they're sharing bills, and there's less of a need for your money.  On the other hand, if your spouse is able to prove that the person she or he is living with is contributing nothing to daily income and expenses then that wouldn't fly.


"It can actually work out kind of oddly, if you think about it.  If your spouse is living with a good, hard working person, then your spousal support may go down or be eliminated.  On the other hand, if he or she is shacked up with a bum who doesn't contribute anything, then it stays the same.  Ain't life grand?" - Don W. , Attorney at Law
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WHAT DOES SPOUSAL ABUSE HAVE TO DO WITH ALIMONY?

It can be considered by the judge in the  alimony award and it can cut both ways.  On the one hand, if you've been in the habit of slapping your spouse around, the judge can hit you with more alimony.  On the other hand, if your spouse has been convicted of abusing you at any time in the 5 years before the filing of the petition for dissolution, then there is a, "rebuttable presumption," that they don't deserve spousal support from you.  And, you'll be glad to hear that if your spouse has been convicted of attempting to murder you, they don't get  spousal support either.


"Spousal abuse can be a big factor with judges.  A lot of people don't realize how much time the system puts into spousal abuse.  The cops get called in, the paramedics, the emergency room doctors and nurses, the social workers, the lawyers and paralegal, the judges, and half the time the woman goes back to the lousy son of a bitch.  So, yeah, I think if you've worked in the system long enough, you get to really loathe abusers."

Antonio B., Attorney at Law

A CLOSER LOOK AT ALIMONY

 

Alimony, known as spousal support, can be one of the most inflammatory issues in a divorce.  It's also one of the least understood issues in some ways.  Many people consider alimony to be a sort of a dole to their ex-spouses, a pay off for the mistake of getting married to them.

The California Family Code, though, specifically states that it is in the public interest for every adult to be self supporting.  In other words, alimony is seen by the law as a transitional state, an opportunity for one member of the marriage to get it together and start earning his/her own living.  Except in very rare cases, it is not meant to be a permanent arrangement.

  Spousal Support Before and After the Divorce  

First of all, it's important to distinguish between spousal support before the divorce is granted and spousal support after the divorce.  Just setting up separate households doesn't end your obligation for spousal support.  If, for instance, your spouse has to borrow money in order to pay the rent or buy groceries, the creditors can still come after you.
 

There's also a mess that some people get into with temporary restraining orders.  You see men who walk out on their families and leave them with no money or food.  That's a classic scenario for the wife hiring a lawyer and the man being hauled in front of a judge and ordered to pay child and spousal support until the divorce is granted.  And, usually, the spousal support is higher than it will be in the final judgment for divorce.  So, the wife has a built in motivation to delay the divorce for as long as possible and keep that higher support flowing in.
 

Spousal support after the divorce is a different ball of wax. Alimony flows straight out of the traditional model of marriage.  A man and a woman get married, the man goes out into the world to make a living, and the woman stays home and rears the children.  When a divorce occurs, the man has the career and ability to earn a living and the woman has no skills, other than being a housewife.  The judge orders the man to make monthly payments to support his ex-wife until she has the opportunity to get her own training and career.
 

Now, obviously, a lot of marriages aren't like that anymore, especially in California.  Many marriages have both parties working and sometimes the woman is earning far more than the man, but the rules that were formed in the old days are still applied today, to a greater or lesser extent.

The Time Factor in California Alimony



California breaks marriages down in terms of time.  You have marriages of greater duration and marriages of lesser duration.  Usually marriages of greater duration are considered to be over ten years, although that's up to the judge in a contested case.  

The reason that the duration rules are important is that different rules apply for each type.  If you have a marriage of lesser duration, you can ask the judge to terminate the court's jurisdiction over spousal support at the point that the divorce is granted.  If the judge does that, there are no come-backs;  you don't have to worry about your spouse going back into court and asking that you be ordered to pay spousal support.  In marriages of greater duration, the judge is not allowed to terminate the courts jurisdiction, and your ex can go back in.
 

There's also more of a defined time line in marriages of lesser duration.  Usually, if you've been married for less than 10 years and you're ordered to pay support, its going to be for one half of the period of time that you've been married.  In other words, if you were married for 9 years, your'e probably looking at 4 ½ years of alimony.  With marriages of greater duration, it can go on for much longer, even for life in some occasions
.

The Marital Settlement Agreement vs. the Judge Deciding



Spousal support is one of those areas where you are almost always better off using a Marital Settlement Agreement, rather than asking a judge to rule on it.  In an MSA, the two of you define exactly what the payments are going to be, how long they're going to go on, and what conditions will trigger the end of the payments.
 

Say, for instance, that Frank and Paula have been married for 9 years.  They're one of those non-traditional families that we're seeing more and more of.  Frank decided to quit his job and be a house-husband after they had a baby.  Paula has continued her career in the computer industry and is making a very nice living at the time the divorce occurs.  Frank, who also used to work in the computer industry, finds that his skills are terribly out of date and he can't get a job.
 

Now, Frank and Paula can sit down and figure out exactly how long it's going to take him to get those skills back.  If, for instance, Paula is getting custody of the child, Frank can go to school full time and may be able to finish up in a couple of years.  On the other hand, if he's getting custody, it's not only going to take him longer, but he may not be able to work a part time job and raise the child and go to school.  So, the payments would go on for a longer period of time, and they'd be more.
 

And they can define what will trigger the end of the payments. The spousal support will continue for 4 ½ years OR until Frank finishes his training OR Frank gets a job paying at least $30,000 a year OR Frank remarries OR either party dies.
 

What happens when you take that same situation in front of a judge in a contested case and ask the judge to decide
?  You've got a real crap shoot.  

First of all, the judge may wave his/her magic wand and decide that it's actually a marriage of longer duration, since it was so close to the ten year mark. Then the judge is required by state law to consider all of a number of factors that the family code outlines.  One of those involves trying to maintain the standard of living that the individual had during the marriage, which is sort of like trying to pull a rabbit out of a hat.  After all, if you were making $60,000 a year going into a divorce, the odds are that you're going to be making the same amount coming out of it, only now you've got two households, instead of one.
 

The judge would also have to consider whether Frank had contributed to Paula's ability to make a living.  In other words, would Paula have been able to go out and pursue that career as aggressively as she did if Frank hadn't been home taking care of their child? Here are some other things the judge would have to consider:
 

How much is Paula actually able to pay and still maintain the standards of living established during the marriage?
 

How much do each of the parties need, based on the standards of living established during the marriage?
 

How much property and debts do each of them have?
 

How long has the marriage lasted?
 

If Frank's getting custody, how much is he actually able to work without hurting the welfare of the child?
 

How old are Frank and Paula and are they each in good health?
 

How long is it going to take Frank to get back on his feet?
 

Is there any evidence of domestic abuse, or any convictions of the abusing spouse?
 

What are the tax consequences to each party when spousal support is ordered?
 

What are the burdens on each party when spousal support is ordered.
 

And, finally, any other damned thing the judge wants to consider.

And, you have absolutely no idea what weight the judge is going to give to any of those factors.  Suppose you draw a really traditional, conservative judge.  Is he going to make Frank's spousal support less because he thinks men should be out there working instead of rearing children?  Or is he going to make it higher because he thinks that Paula should have been home taking care of the child?  The judges' decision may be very realistic, or it may be totally arbitrary but it's still his decision.